You’re getting ready to sell. Then a pre-sale walkthrough turns up the problem you were hoping wouldn’t matter. The garage was converted years ago. The patio was enclosed. A prior owner added a bathroom, but the county record doesn’t show it. In Miami-Dade and Broward, that isn’t a paperwork annoyance. It can affect value, financing, insurance, disclosure, and whether the deal closes at all. In South Florida, unpermitted work creates a chain reaction. Appraisers may exclude the space. Lenders may refuse the file. Buyers may worry about…