You’re probably looking at Jacksonville because the monthly math still doesn’t favor a standard purchase. You can rent a two-bedroom for less than buying, while mortgage costs remain materially higher in the city’s current financing environment. That gap pushes many renters toward lease-option deals that promise time, flexibility, and a path to ownership. That promise is real. So are the failure points. From a South Florida operator’s perspective, especially working with owners in Miami-Dade and Broward who deal with probate, liens, insurance headaches, HOA conflicts, and inherited…