The letter usually looks routine until you read the fine print. A violation notice. A denied lease application. A special assessment that changes your monthly budget overnight. In Miami-Dade and Broward, homeowners association issues rarely stay small for long. By 2026, these disputes sit at the intersection of real estate, title, financing, insurance pressure, and local governance. Sellers feel that pressure first. They can't list cleanly, can't close cleanly, and often can't predict whether the next board action is ordinary enforcement or the start of a much…