Selling a home in South Florida in 2026 is less about curb appeal and more about risk transfer. Insurance carriers scrutinize roof age and prior claims. HOA and condo associations move slowly on estoppels, budgets, and disclosure packages. Probate files can sit until the court record, title work, and beneficiary authority line up. A conventional buyer may love the house and still fail when underwriting, association review, or lender-required repairs collide. That’s why cash home buyers matter in Florida. They remove financing from the transaction, and in…