If you're trying to decide whether selling a house in florida still makes financial sense through a traditional listing, you're probably already feeling the friction. Insurance questions keep surfacing. HOA documents take longer than expected. Buyers in Miami-Dade and Broward look sharper, negotiate harder, and walk faster when a property has deferred maintenance, tenant issues, probate complications, or roof concerns. That pressure isn't imaginary. Florida's 2026 market has become a technical market. Sellers aren't just choosing a price. They're choosing a risk structure, a timeline, and a…