A lot of South Florida landlords reach the same point the same way. A tenant is still in the property. The roof may need work. Insurance has become harder to place. An HOA or condo association is asking for records. Probate may be involved. Or the owner wants out without turning an occupied house into a months-long project. In Miami-Dade and Broward, selling an occupied property isn't just a standard sale with an extra phone call to the tenant. It changes access, timing, underwriting, lease obligations, repair…