If you're in Miami-Dade or Broward right now, the pressure usually doesn't arrive from one problem. It piles up. The mortgage payment is already tight. Insurance renews at a number that doesn't make sense. The HOA starts sending violation letters or a special assessment notice. Then an inherited house, a vacancy, a tenant issue, or a missed payment turns a stressful situation into a legal one. A florida short sale can be a real exit path when you owe more than the property can sell for. It…